This is how we invest

Every month you pay a contribution for your pension. Witteveen+Bos also pays for you. We invest the money so we can (continue to) pay out pensions and let the pensions grow along with price increases.

Focus on the long term

Our focus is on the long term. We pay out pensions now, but must continue to do so in the future. A participant who is 20 years old now also wants to receive a pension at 80. That means we have to look at least 60 years ahead.

Conscious risk-taking

Investing the money for pensions is not without risks. That is why we invest carefully and diversify. This makes us more resilient to economic setbacks. We hedge risks where necessary and keep a close eye on costs.

Our do's and dont's

We think carefully about what we do and don't do. We have ‘investment beliefs’. These beliefs indicate what we consider important. For instance, we want to be able to explain clearly why we choose a certain investment category and what it yields. We doccumented our investment beliefs in our investment policy.

Read our Statement of investment principles

We invest passively

We do not invest in individual companies, but in index funds. These are investment funds composed just like an index, like the AEX. The idea is to get the same return as that stock market index. We chose to do this to automatically spread risks and the costs are lower. We no longer have to do all kinds of separate buying and selling. This in turn benefits your pension.

Socially responsible

We take people and the environment into account when we invest.
Read more