The scheme offers you several choices at the time you apply for your pension.

Age at which your pension starts

An important choice is when to let your pension start. This can start as early as age 55 and no later than age 67.

Pension transfer

Another choice is called ‘pension transfer’. This means that you take the value of the pension you have accrued with Pensioenfonds Witteveen+Bos to the current pension provider where you accrue a pension.

If your current pension administrator and/or Pensioenfonds Witteveen+Bos has a coverage ratio below 100%, you can request a value transfer. Your request will then only be processed if the coverage ratio of both funds is above 100%.

Compare your old and new schemes carefully before deciding whether value transfer makes sense for you. You can use the Pension 1-2-3 for this.

Are you considering pension transfer? Then check with your current pension provider how this works.